diff --git a/docs/webui-local-dev.md b/docs/webui-local-dev.md
index 15c00e4..cf4bfad 100644
--- a/docs/webui-local-dev.md
+++ b/docs/webui-local-dev.md
@@ -66,6 +66,8 @@ status, onboarding checklist state, and the fail-closed error payloads (#635).
 | `/api/prompts` | JSON prompt export with workflow hashes |
 | `/runtime` | MCP runtime health and stale detection (#430) |
 | `/api/runtime` | JSON runtime health export |
+| `/policy` | Workflow policy and guardrail configuration visibility (#646) |
+| `/api/v1/policy` | Versioned JSON guardrail inventory (redacted, read-only) |
 | `/audit` | Report audit paste + validator preview (#431) |
 | `/api/audit` | JSON validator preview (POST `report_text`, optional `task_kind`) |
 | `/worktrees` | Worktree hygiene dashboard (#432) |
@@ -78,7 +80,6 @@ status, onboarding checklist state, and the fail-closed error payloads (#635).
 | `/sessions` | Phase 1 shell stub — session inventory (backed by #636) |
 | `/inventory` | Phase 1 shell stub — unified inventory (backed by #636) |
 | `/timeline` | Phase 1 shell stub — workflow event timeline |
-| `/policy` | Phase 1 shell stub — capability/role policy placeholder |
 | `/insights` | Phase 1 shell stub — operational insights placeholder |
 
 Most routes are GET-only. POST/PUT/PATCH/DELETE return `405` with
@@ -239,12 +240,25 @@ health, workflow/schema SHA-256 hashes, and stale-runtime warnings when the
 checkout is behind merged safety-gate changes. Restart guidance links to #420;
 no tokens or MCP restart actions are exposed.
 
+## Policy & guardrail visibility (#646)
+
+`/policy` (HTML) and `/api/v1/policy` (JSON) surface a **read-only** projection
+of the major workflow guardrails — role separation/RBAC, lease lifecycle,
+author worktree binding, merge confirmation, secret redaction, contamination
+containment, allocator policy, audit logging, and mutation gating. Each entry
+carries source pointers to the file/module/doc that owns it, a compact active
+value derived from the existing safe policy accessors, and — where a documented
+default is declared — a diff of active vs documented. The whole payload is run
+through the console redaction pass before it is emitted, so a planted or
+accidental secret degrades to the placeholder rather than reaching a client.
+The view never edits policy and exposes no gate-weakening toggle.
+
 ## Application shell — Phase 1 (#638)
 
 The console shell (`webui/layout.py`) renders a grouped navigation driven by a
 single nav-config module, `webui/nav.py`. Nav groups follow the epic #631
 Phase 1 information architecture: **Health, Traffic, Runtime/Sessions,
-Projects, Inventory, Timeline, Policy** (placeholder), and **Insights**
+Projects, Inventory, Timeline, Policy** (live via #646), and **Insights**
 (placeholder). Live views and Phase 1 placeholders (`stub`) are declared in one
 place so the layout and the route table cannot drift.
 
@@ -254,10 +268,10 @@ a **mode: read-only** badge — plus a **Docs** link to this document. No
 privileged action controls are present in the Phase 1 shell.
 
 Not-yet-implemented surfaces (`/sessions`, `/inventory`, `/timeline`,
-`/policy`, `/insights`) resolve to graceful read-only stub pages instead of
-404s; their backing views land in later child issues of #631 (the inventory
-surfaces are backed by #636). Mutating methods on stub routes still fail closed
-with `read-only-mvp`.
+`/insights`) resolve to graceful read-only stub pages instead of 404s; their
+backing views land in later child issues of #631 (the inventory surfaces are
+backed by #636). `/policy` is a live read-only surface (#646), not a stub.
+Mutating methods on stub routes still fail closed with `read-only-mvp`.
 
 ## System-health dashboard (#639)
 
diff --git a/tests/test_webui_policy_visibility.py b/tests/test_webui_policy_visibility.py
new file mode 100644
index 0000000..d07c43d
--- /dev/null
+++ b/tests/test_webui_policy_visibility.py
@@ -0,0 +1,243 @@
+"""Tests for the read-only workflow policy/guardrail visibility view (#646).
+
+Covers issue #646 acceptance criteria:
+
+1. Console lists major guardrails with source pointers.
+2. Secrets redacted.
+3. Tests ensure sample secrets never appear.
+4. Docs explain read-only nature (asserted here for the page copy; the doc
+   itself is covered by inspection).
+"""
+
+import json
+import sys
+import unittest
+from pathlib import Path
+
+sys.path.insert(0, str(Path(__file__).resolve().parent.parent))
+
+from starlette.testclient import TestClient
+
+from webui import console_redaction
+from webui import policy_inventory
+from webui.app import create_app
+from webui.policy_inventory import (
+    PolicyEntry,
+    PolicyInventorySnapshot,
+    SourcePointer,
+    load_policy_inventory,
+    snapshot_to_dict,
+)
+from webui.policy_views import render_policy_page
+
+
+def _entry(key, category, *, active=None, error=None):
+    return PolicyEntry(
+        key=key,
+        title=key.replace("_", " ").title(),
+        category=category,
+        summary=f"summary for {key}",
+        sources=(SourcePointer("src", f"{key}.py", "module"),),
+        active=active,
+        documented_default=None,
+        diff=None,
+        error=error,
+    )
+
+
+def _snapshot(entries):
+    return PolicyInventorySnapshot(
+        schema_version=1,
+        read_only=True,
+        note="read-only projection",
+        entries=tuple(entries),
+        categories=tuple(dict.fromkeys(e.category for e in entries)),
+        build_errors=(),
+    )
+
+# The guardrail categories issue #646 names as in-scope.
+_EXPECTED_CATEGORIES = {
+    "role_separation",
+    "lease_rules",
+    "worktree_rules",
+    "merge_confirmation",
+    "redaction",
+    "contamination",
+    "allocator_policy",
+    "audit_logging",
+    "mutation_gating",
+}
+
+
+class TestPolicyInventoryModel(unittest.TestCase):
+    def test_major_guardrails_present(self):
+        snapshot = load_policy_inventory()
+        categories = {e.category for e in snapshot.entries}
+        self.assertEqual(_EXPECTED_CATEGORIES, categories)
+        self.assertGreaterEqual(len(snapshot.entries), len(_EXPECTED_CATEGORIES))
+
+    def test_every_guardrail_has_source_pointers(self):
+        # AC1: source attribution (file/module/doc) for every guardrail.
+        snapshot = load_policy_inventory()
+        for entry in snapshot.entries:
+            with self.subTest(entry=entry.key):
+                self.assertTrue(entry.sources, "guardrail must carry source pointers")
+                for source in entry.sources:
+                    self.assertTrue(source.path)
+                    self.assertIn(source.kind, {"module", "doc", "script", "config"})
+
+    def test_diff_reported_where_documented_default_declared(self):
+        snapshot = load_policy_inventory()
+        checked_any = False
+        for entry in snapshot.entries:
+            if entry.documented_default is None:
+                self.assertIsNone(entry.diff)
+                continue
+            checked_any = True
+            self.assertIsNotNone(entry.diff)
+            self.assertEqual(
+                entry.diff["status"],
+                "matches_documented_default",
+                f"{entry.key} drifted from its documented default: {entry.diff}",
+            )
+        self.assertTrue(checked_any, "at least one guardrail should declare a default")
+
+    def test_live_projections_populate_active(self):
+        snapshot = load_policy_inventory()
+        by_key = {e.key: e for e in snapshot.entries}
+        for key in ("role_separation", "redaction", "audit_logging"):
+            self.assertIsNone(by_key[key].error, f"{key} projection failed")
+            self.assertIsInstance(by_key[key].active, dict)
+
+    def test_build_entry_is_fail_soft_on_projection_error(self):
+        def _boom():
+            raise RuntimeError("projection exploded")
+
+        row = (
+            "redaction",
+            "Secret redaction",
+            "redaction",
+            "summary",
+            (SourcePointer("x", "webui/console_redaction.py", "module"),),
+            _boom,
+            {"redact_before_persist": True},
+        )
+        entry = policy_inventory._build_entry(row)
+        self.assertIsNone(entry.active)
+        self.assertIsNotNone(entry.error)
+        self.assertEqual(entry.diff["status"], "active_unavailable")
+
+
+class TestPolicyRedaction(unittest.TestCase):
+    def test_real_snapshot_has_no_secret_shapes(self):
+        # AC3: the real emitted payload never carries a known secret shape.
+        payload = snapshot_to_dict(load_policy_inventory())
+        self.assertEqual(console_redaction.scan_for_secrets(payload), [])
+
+    def test_planted_keychain_secret_is_redacted(self):
+        # AC2/AC3: a secret planted in an active projection is masked before emit.
+        snapshot = _snapshot([
+            _entry(
+                "redaction",
+                "redaction",
+                active={"leaked": "keychain:prgs-author-super-secret", "roles": ["author"]},
+            )
+        ])
+        payload = snapshot_to_dict(snapshot)
+        blob = json.dumps(payload)
+        self.assertNotIn("keychain:prgs-author-super-secret", blob)
+        self.assertEqual(console_redaction.scan_for_secrets(payload), [])
+
+    def test_planted_credential_assignment_is_redacted(self):
+        snapshot = _snapshot([
+            _entry(
+                "audit_logging",
+                "audit_logging",
+                active={"leaked": "token=abcd1234efgh5678", "append_only": True},
+            )
+        ])
+        payload = snapshot_to_dict(snapshot)
+        blob = json.dumps(payload)
+        self.assertNotIn("abcd1234efgh5678", blob)
+        self.assertEqual(console_redaction.scan_for_secrets(payload), [])
+
+    def test_planted_secret_is_redacted_in_html_emit(self):
+        # AC2/AC3: HTML emit path runs redaction before rendering HTML cards.
+        snapshot = _snapshot([
+            _entry(
+                "redaction",
+                "redaction",
+                active={"leaked": "keychain:prgs-author-super-secret", "roles": ["author"]},
+            )
+        ])
+        html_output = render_policy_page(snapshot)
+        self.assertNotIn("keychain:prgs-author-super-secret", html_output)
+        self.assertEqual(console_redaction.scan_for_secrets(html_output), [])
+
+
+class TestPolicyRoutes(unittest.TestCase):
+    def setUp(self):
+        self.client = TestClient(create_app())
+
+    def test_policy_html_lists_guardrails_with_sources(self):
+        response = self.client.get("/policy")
+        self.assertEqual(response.status_code, 200)
+        text = response.text
+        self.assertIn("Workflow policy", text)
+        self.assertIn("Role separation and RBAC", text)
+        self.assertIn("Source pointers", text)
+        self.assertIn("task_capability_map.py", text)
+        self.assertIn("docs/safety-model.md", text)
+
+    def test_policy_html_states_read_only(self):
+        # AC4: the page explains its read-only nature.
+        text = self.client.get("/policy").text
+        self.assertIn("read-only", text.lower())
+        self.assertNotIn("<form", text.lower())
+
+    def test_policy_html_has_no_secret_shapes(self):
+        text = self.client.get("/policy").text
+        self.assertEqual(console_redaction.scan_for_secrets(text), [])
+
+    def test_api_v1_policy_returns_inventory(self):
+        response = self.client.get("/api/v1/policy")
+        self.assertEqual(response.status_code, 200)
+        data = response.json()
+        self.assertEqual(data["schema_version"], policy_inventory.SCHEMA_VERSION)
+        self.assertTrue(data["read_only"])
+        self.assertEqual(data["entry_count"], len(data["entries"]))
+        self.assertEqual(set(data["categories"]), _EXPECTED_CATEGORIES)
+
+    def test_policy_is_read_only_no_post(self):
+        # AC4 / non-goal: no mutation endpoint.
+        response = self.client.post("/policy")
+        self.assertIn(response.status_code, (404, 405))
+
+    def test_nav_links_policy(self):
+        # Policy is graduated live: not in STUB_PAGES and not labeled ·stub in nav.
+        from webui.nav import STUB_PAGES, iter_nav_items
+
+        self.assertNotIn("/policy", STUB_PAGES)
+        policy_items = [i for i in iter_nav_items() if i.href == "/policy"]
+        self.assertEqual(len(policy_items), 1)
+        self.assertEqual(policy_items[0].status, "live")
+        text = self.client.get("/").text
+        self.assertIn('href="/policy">Policy</a>', text)
+        self.assertNotIn('href="/policy" class="nav-stub"', text)
+
+
+class TestPolicyViewFailSoft(unittest.TestCase):
+    def test_page_renders_when_a_projection_errors(self):
+        snapshot = _snapshot([
+            _entry("role_separation", "role_separation", error="active projection unavailable: boom"),
+            _entry("redaction", "redaction", active={"redact_before_persist": True}),
+        ])
+        page = render_policy_page(snapshot)
+        # The errored guardrail surfaces its error; other guardrails still render.
+        self.assertIn("Active value unavailable", page)
+        self.assertIn("Redaction", page)
+        self.assertIn("Workflow policy", page)
+
+
+if __name__ == "__main__":
+    unittest.main()
diff --git a/webui/app.py b/webui/app.py
index 2c7b146..4167364 100644
--- a/webui/app.py
+++ b/webui/app.py
@@ -46,6 +46,8 @@ from webui.worktree_scanner import load_hygiene_snapshot, snapshot_to_dict as wo
 from webui.worktree_views import render_worktrees_page
 from webui.runtime_health import load_runtime_snapshot, snapshot_to_dict as runtime_snapshot_to_dict
 from webui.runtime_views import render_runtime_page
+from webui.policy_inventory import load_policy_inventory, snapshot_to_dict as policy_snapshot_to_dict
+from webui.policy_views import render_policy_page
 from webui.inventory import (
     SECTION_NAMES as _INVENTORY_SECTIONS,
     load_inventory_snapshot,
@@ -313,6 +315,17 @@ async def api_runtime(_request: Request) -> JSONResponse:
     return JSONResponse(runtime_snapshot_to_dict(load_runtime_snapshot()))
 
 
+async def policy(_request: Request) -> HTMLResponse:
+    snapshot = load_policy_inventory()
+    return HTMLResponse(
+        render_page(title="Policy", body_html=render_policy_page(snapshot))
+    )
+
+
+async def api_v1_policy(_request: Request) -> JSONResponse:
+    return JSONResponse(policy_snapshot_to_dict(load_policy_inventory()))
+
+
 async def _parse_audit_form(request: Request) -> tuple[str, str | None]:
     if request.method == "GET":
         return "", None
@@ -750,6 +763,8 @@ def create_app(*, bind_host: str | None = None) -> Starlette:
             Route("/api/prompts", api_prompts, methods=["GET"]),
             Route("/runtime", runtime, methods=["GET"]),
             Route("/api/runtime", api_runtime, methods=["GET"]),
+            Route("/policy", policy, methods=["GET"]),
+            Route("/api/v1/policy", api_v1_policy, methods=["GET"]),
             Route("/api/v1/timeline", api_v1_timeline, methods=["GET"]),
             Route("/analytics", analytics, methods=["GET"]),
             Route("/api/analytics", api_v1_analytics, methods=["GET"]),
diff --git a/webui/nav.py b/webui/nav.py
index 45d1212..a3f21ed 100644
--- a/webui/nav.py
+++ b/webui/nav.py
@@ -5,7 +5,7 @@ the ``webui/app.py`` route table stay aligned with epic #631. Read-only: every
 destination is a GET view or a Phase 1 placeholder. No mutation links.
 
 Nav groups follow the #631 Phase 1 information architecture: Health, Traffic,
-Runtime/Sessions, Projects, Inventory, Timeline, Policy (placeholder), and
+Runtime/Sessions, Projects, Inventory, Timeline, Policy (live via #646), and
 Insights (placeholder). Later-phase surfaces are declared as ``stub`` items and
 backed by ``STUB_PAGES`` so their nav links resolve to a graceful placeholder
 instead of a 404.
@@ -60,7 +60,7 @@ NAV_GROUPS: tuple[NavGroup, ...] = (
         NavItem("/timeline", "Timeline", "stub"),
     )),
     NavGroup("Policy", (
-        NavItem("/policy", "Policy", "stub"),
+        NavItem("/policy", "Policy"),
         NavItem("/prompts", "Prompts"),
     )),
     NavGroup("Insights", (
@@ -89,10 +89,6 @@ STUB_PAGES: dict[str, tuple[str, str]] = {
         "Timeline",
         "Workflow event timeline across issues and PRs. A later Phase 1 surface.",
     ),
-    "/policy": (
-        "Policy",
-        "Capability and role policy surface. Placeholder until a later phase.",
-    ),
     "/insights": (
         "Insights",
         "Aggregate operational insights and trends. Placeholder until a later "
diff --git a/webui/policy_inventory.py b/webui/policy_inventory.py
new file mode 100644
index 0000000..96e853a
--- /dev/null
+++ b/webui/policy_inventory.py
@@ -0,0 +1,387 @@
+"""Read-only workflow policy and guardrail inventory for the web UI (#646).
+
+Policy and guardrails live in code, profiles, docs, and skills. An operator
+cannot *see* the active workflow policy configuration from the console without
+reading the repository tree. This module projects the major guardrails into a
+redacted, machine-readable inventory with source attribution (file / module /
+doc), so the console can render them as HTML tables with source pointers.
+
+Design constraints (Phase 3, #646):
+
+- **Read-only projection.** Nothing here edits policy or exposes a toggle that
+  could weaken a gate. It reports what is already enforced elsewhere.
+- **Source attribution without secrets.** Every guardrail carries pointers to
+  the file/module/doc that owns it. Live values are compact summaries derived
+  from the safe policy accessors that already exist (``rbac_matrix``,
+  ``redaction_policy``, ``audit_policy``); raw regex, tokens, and endpoints are
+  never embedded.
+- **Redact before emit.** ``snapshot_to_dict`` runs the whole payload through
+  ``console_redaction.redact_payload`` so a planted or accidental secret in any
+  projected value degrades to the placeholder rather than reaching a client.
+- **Fail soft.** A projection that raises is recorded as a per-entry error and
+  never takes the page down; a guardrail is still listed with its sources.
+- **Diff vs documented defaults where feasible.** When a guardrail declares a
+  documented invariant, the active projection is compared against it and the
+  result is reported; otherwise the diff is explicitly ``None`` with a reason.
+"""
+
+from __future__ import annotations
+
+from dataclasses import dataclass
+from typing import Any, Callable
+
+from webui import console_audit
+from webui import console_authz
+from webui import console_redaction
+
+SCHEMA_VERSION = 1
+
+READ_ONLY_NOTE = (
+    "Read-only projection of guardrails enforced in code, profiles, docs, and "
+    "skills. This view never edits policy and exposes no gate-weakening toggle."
+)
+
+
+@dataclass(frozen=True)
+class SourcePointer:
+    """Where a guardrail is defined. Attribution only — never a secret."""
+
+    label: str
+    path: str
+    kind: str  # "module" | "doc" | "script" | "config"
+    anchor: str | None = None
+
+    def to_dict(self) -> dict[str, Any]:
+        return {
+            "label": self.label,
+            "path": self.path,
+            "kind": self.kind,
+            "anchor": self.anchor,
+        }
+
+
+@dataclass(frozen=True)
+class PolicyEntry:
+    key: str
+    title: str
+    category: str
+    summary: str
+    sources: tuple[SourcePointer, ...]
+    active: dict[str, Any] | None
+    documented_default: dict[str, Any] | None
+    diff: dict[str, Any] | None
+    error: str | None = None
+
+    def to_dict(self) -> dict[str, Any]:
+        return {
+            "key": self.key,
+            "title": self.title,
+            "category": self.category,
+            "summary": self.summary,
+            "sources": [s.to_dict() for s in self.sources],
+            "active": self.active,
+            "documented_default": self.documented_default,
+            "diff": self.diff,
+            "error": self.error,
+        }
+
+
+@dataclass(frozen=True)
+class PolicyInventorySnapshot:
+    schema_version: int
+    read_only: bool
+    note: str
+    entries: tuple[PolicyEntry, ...]
+    categories: tuple[str, ...]
+    build_errors: tuple[str, ...]
+
+
+def _diff_active_vs_default(
+    active: dict[str, Any] | None,
+    documented_default: dict[str, Any] | None,
+) -> dict[str, Any] | None:
+    """Compare only the keys the documented default declares.
+
+    Returns ``None`` when no documented default is declared (diff not feasible)
+    or when the active projection is unavailable. Otherwise reports, per
+    declared key, whether the active value matches the documented invariant.
+    """
+    if not documented_default:
+        return None
+    if not active:
+        return {"status": "active_unavailable", "checked": {}}
+    checked: dict[str, Any] = {}
+    matches = True
+    for key, expected in documented_default.items():
+        observed = active.get(key)
+        ok = observed == expected
+        matches = matches and ok
+        checked[key] = {"expected": expected, "observed": observed, "matches": ok}
+    return {
+        "status": "matches_documented_default" if matches else "drift_detected",
+        "checked": checked,
+    }
+
+
+# ── Live projections (compact, safe, fail-soft) ──────────────────────────────
+# Each returns a small dict of already-safe machine values. They are module
+# level so tests can substitute one to prove the redaction pass runs.
+
+
+def _project_role_separation() -> dict[str, Any]:
+    matrix = console_authz.rbac_matrix()
+    return {
+        "model_version": matrix.get("model_version"),
+        "active_phase": matrix.get("active_phase"),
+        "roles": [r.get("role") for r in matrix.get("roles", [])],
+        "privileged_action_count": len(matrix.get("privileged_actions", [])),
+        "default_decision": matrix.get("default_decision"),
+        "execution_enabled": matrix.get("execution_enabled"),
+    }
+
+
+def _project_redaction() -> dict[str, Any]:
+    policy = console_redaction.redaction_policy()
+    return {
+        "policy_version": policy.get("policy_version"),
+        "placeholder": policy.get("placeholder"),
+        "applies_to": policy.get("applies_to"),
+        "console_detector_count": len(policy.get("console_rules", [])),
+        "redact_before_persist": policy.get("redact_before_persist"),
+        "failure_mode": policy.get("failure_mode"),
+    }
+
+
+def _project_audit() -> dict[str, Any]:
+    policy = console_audit.audit_policy()
+    return {
+        "schema_version": policy.get("schema_version"),
+        "required_field_count": len(policy.get("required_fields", [])),
+        "results": policy.get("results"),
+        "retention_defaults_days": policy.get("retention_defaults_days"),
+        "append_only": policy.get("append_only"),
+        "redact_before_persist": policy.get("redact_before_persist"),
+        "enabled": policy.get("enabled"),
+    }
+
+
+def _static(value: dict[str, Any]) -> Callable[[], dict[str, Any]]:
+    return lambda: dict(value)
+
+
+# ── Guardrail catalog ────────────────────────────────────────────────────────
+# One row per major guardrail. ``project`` yields the active value (may raise;
+# caught per entry). ``documented_default`` drives the feasible diff.
+
+_CatalogRow = tuple[
+    str,
+    str,
+    str,
+    str,
+    tuple[SourcePointer, ...],
+    Callable[[], dict[str, Any]] | None,
+    dict[str, Any] | None,
+]
+
+_CATALOG: tuple[_CatalogRow, ...] = (
+    (
+        "role_separation",
+        "Role separation and RBAC",
+        "role_separation",
+        "Author, reviewer, merger, and reconciler capabilities are disjoint and "
+        "role-exclusive; self-review and self-merge are always blocked. The "
+        "console RBAC model defaults to deny.",
+        (
+            SourcePointer("task capability map", "task_capability_map.py", "module"),
+            SourcePointer("role/namespace gate", "role_namespace_gate.py", "module"),
+            SourcePointer("console RBAC", "webui/console_authz.py", "module"),
+        ),
+        _project_role_separation,
+        {"default_decision": "deny", "execution_enabled": False},
+    ),
+    (
+        "lease_rules",
+        "Issue and PR lease lifecycle",
+        "lease_rules",
+        "Durable work is claimed through issue locks and control-plane leases "
+        "with freshness, expiry, and dead-session recovery; abandoned or stale "
+        "claims are reclaimed only through the sanctioned recovery path.",
+        (
+            SourcePointer("issue lock store", "issue_lock_store.py", "module"),
+            SourcePointer("branch cleanup guard", "branch_cleanup_guard.py", "module"),
+            SourcePointer("safety model §5", "docs/safety-model.md", "doc", "5-mutation-gating"),
+        ),
+        None,
+        None,
+    ),
+    (
+        "worktree_rules",
+        "Author worktree binding",
+        "worktree_rules",
+        "Author mutations require a validated worktree under branches/ derived "
+        "from the active issue lock; silent fallback to the stable control "
+        "checkout or master is forbidden (#618).",
+        (
+            SourcePointer("author worktree gate", "author_mutation_worktree.py", "module"),
+            SourcePointer("worktree bootstrap", "scripts/worktree-start", "script"),
+            SourcePointer("workflow scope guard", "workflow_scope_guard.py", "module"),
+        ),
+        None,
+        None,
+    ),
+    (
+        "merge_confirmation",
+        "Explicit merge confirmation",
+        "merge_confirmation",
+        "A merge fails closed unless the caller passes the exact confirmation "
+        "phrase for that PR; reviewing never implies merging.",
+        (
+            SourcePointer("merge path", "merge_pr.py", "module"),
+            SourcePointer("merge tool gate", "gitea_mcp_server.py", "module"),
+        ),
+        _static({"required_confirmation_format": "MERGE PR <n>", "auto_merge": False}),
+        {"auto_merge": False},
+    ),
+    (
+        "redaction",
+        "Secret redaction",
+        "redaction",
+        "Every console surface runs the shared gitea_audit pass then console "
+        "patterns before any payload, HTML, log line, or audit record leaves "
+        "the server; unredactable values fail closed to the placeholder.",
+        (
+            SourcePointer("console redaction", "webui/console_redaction.py", "module"),
+            SourcePointer("shared redaction", "gitea_audit.py", "module"),
+            SourcePointer("safety model §3", "docs/safety-model.md", "doc", "3-secret-redaction"),
+        ),
+        _project_redaction,
+        {"redact_before_persist": True},
+    ),
+    (
+        "contamination",
+        "Contamination containment",
+        "contamination",
+        "A session contaminated by a direct stable-branch push or a manual MCP "
+        "daemon kill is blocked from review, merge, close, and completion "
+        "mutations until cleared (reconciler-exempt).",
+        (
+            SourcePointer("contamination gates", "gitea_mcp_server.py", "module"),
+            SourcePointer("stable-branch audit", "workflow_scope_guard.py", "module"),
+        ),
+        None,
+        None,
+    ),
+    (
+        "allocator_policy",
+        "Work allocation policy",
+        "allocator_policy",
+        "Workers do not self-select exclusive work; the controller-owned "
+        "allocator ranks the complete queue by priority then PRs-before-issues "
+        "then ascending number, honoring dependency edges and foreign claims.",
+        (
+            SourcePointer("allocator", "gitea_mcp_server.py", "module"),
+            SourcePointer("safety model §5", "docs/safety-model.md", "doc", "5-mutation-gating"),
+        ),
+        _static(
+            {
+                "self_select_exclusive_work": False,
+                "ranking": "priority desc, PRs before issues, number asc",
+                "respects_dependency_edges": True,
+                "respects_foreign_claims": True,
+            }
+        ),
+        {"self_select_exclusive_work": False},
+    ),
+    (
+        "audit_logging",
+        "Audit logging",
+        "audit_logging",
+        "Console intent and authorization outcomes are recorded to an "
+        "append-only, redact-before-persist audit log; MCP mutations are "
+        "recorded by gitea_audit and correlated by request id.",
+        (
+            SourcePointer("console audit", "webui/console_audit.py", "module"),
+            SourcePointer("MCP audit", "gitea_audit.py", "module"),
+            SourcePointer("safety model §1", "docs/safety-model.md", "doc", "1-audit-logging-and-confirmation"),
+        ),
+        _project_audit,
+        {"append_only": True, "redact_before_persist": True},
+    ),
+    (
+        "mutation_gating",
+        "Mutation gating and master parity",
+        "mutation_gating",
+        "Mutations fail closed while the running server is stale relative to "
+        "master, and every mutation is preceded by identity and capability "
+        "resolution in a fixed pre-flight order.",
+        (
+            SourcePointer("mutation gate", "gitea_mcp_server.py", "module"),
+            SourcePointer("safety model §5", "docs/safety-model.md", "doc", "5-mutation-gating"),
+        ),
+        _static(
+            {
+                "stale_runtime_blocks_mutations": True,
+                "preflight_order": "whoami -> resolve_task_capability -> mutation",
+            }
+        ),
+        {"stale_runtime_blocks_mutations": True},
+    ),
+)
+
+
+def _build_entry(row: _CatalogRow) -> PolicyEntry:
+    key, title, category, summary, sources, project, documented_default = row
+    active: dict[str, Any] | None = None
+    error: str | None = None
+    if project is not None:
+        try:
+            active = project()
+        except Exception as exc:  # noqa: BLE001 — fail soft; never take the page down
+            active = None
+            error = f"active projection unavailable: {exc}"
+    diff = _diff_active_vs_default(active, documented_default)
+    return PolicyEntry(
+        key=key,
+        title=title,
+        category=category,
+        summary=summary,
+        sources=sources,
+        active=active,
+        documented_default=documented_default,
+        diff=diff,
+        error=error,
+    )
+
+
+def load_policy_inventory() -> PolicyInventorySnapshot:
+    """Build the read-only guardrail inventory. Never raises for one bad entry."""
+    entries: list[PolicyEntry] = []
+    build_errors: list[str] = []
+    for row in _CATALOG:
+        try:
+            entries.append(_build_entry(row))
+        except Exception as exc:  # noqa: BLE001 — one row must not break the rest
+            build_errors.append(f"{row[0]}: {exc}")
+    categories = tuple(dict.fromkeys(e.category for e in entries))
+    return PolicyInventorySnapshot(
+        schema_version=SCHEMA_VERSION,
+        read_only=True,
+        note=READ_ONLY_NOTE,
+        entries=tuple(entries),
+        categories=categories,
+        build_errors=tuple(build_errors),
+    )
+
+
+def snapshot_to_dict(snapshot: PolicyInventorySnapshot) -> dict[str, Any]:
+    """Serialize the snapshot, redacting the entire payload before it is emitted."""
+    payload = {
+        "schema_version": snapshot.schema_version,
+        "read_only": snapshot.read_only,
+        "note": snapshot.note,
+        "categories": list(snapshot.categories),
+        "entry_count": len(snapshot.entries),
+        "entries": [entry.to_dict() for entry in snapshot.entries],
+        "build_errors": list(snapshot.build_errors),
+    }
+    return console_redaction.redact_payload(payload)
diff --git a/webui/policy_views.py b/webui/policy_views.py
new file mode 100644
index 0000000..fcfffc3
--- /dev/null
+++ b/webui/policy_views.py
@@ -0,0 +1,145 @@
+"""HTML views for the workflow policy and guardrail inventory (#646)."""
+
+from __future__ import annotations
+
+import html
+import json
+from typing import Any
+
+from webui import console_redaction
+from webui.policy_inventory import (
+    PolicyEntry,
+    PolicyInventorySnapshot,
+    SourcePointer,
+    snapshot_to_dict,
+)
+
+
+def _source_pointer(source: dict[str, Any] | SourcePointer) -> str:
+    if isinstance(source, dict):
+        label = str(source.get("label") or "")
+        path = str(source.get("path") or "")
+        anchor = source.get("anchor")
+        kind = str(source.get("kind") or "")
+    else:
+        label = source.label
+        path = source.path
+        anchor = source.anchor
+        kind = source.kind
+
+    if anchor:
+        path = f"{path}#{anchor}"
+    return (
+        f"<li>{html.escape(label)} — "
+        f"<code>{html.escape(path)}</code> "
+        f"<span class='muted'>({html.escape(kind)})</span></li>"
+    )
+
+
+def _active_block(entry: dict[str, Any] | PolicyEntry) -> str:
+    error = entry.get("error") if isinstance(entry, dict) else entry.error
+    active = entry.get("active") if isinstance(entry, dict) else entry.active
+    if error:
+        return (
+            "<p class='muted'><strong>Active value unavailable:</strong> "
+            f"{html.escape(error)}</p>"
+        )
+    if not active:
+        return "<p class='muted'>No live projection for this guardrail.</p>"
+    pretty = json.dumps(active, indent=2, sort_keys=True, default=str)
+    return f"<pre class='prompt-text'>{html.escape(pretty)}</pre>"
+
+
+def _diff_block(entry: dict[str, Any] | PolicyEntry) -> str:
+    diff = entry.get("diff") if isinstance(entry, dict) else entry.diff
+    documented_default = entry.get("documented_default") if isinstance(entry, dict) else entry.documented_default
+    if diff is None:
+        if documented_default is None:
+            return "<p class='muted'>Diff vs documented default: not feasible (no declared default).</p>"
+        return "<p class='muted'>Diff vs documented default: unavailable.</p>"
+    status = str(diff.get("status") if isinstance(diff, dict) else "unknown")
+    badge = "badge-claimed" if status == "matches_documented_default" else "badge-blocked"
+    rows = []
+    checked = diff.get("checked") if isinstance(diff, dict) else {}
+    if isinstance(checked, dict):
+        for key, cell in checked.items():
+            cell_dict = cell if isinstance(cell, dict) else {}
+            marker = "✓" if cell_dict.get("matches") else "✗"
+            rows.append(
+                "<tr>"
+                f"<td><code>{html.escape(str(key))}</code></td>"
+                f"<td><code>{html.escape(str(cell_dict.get('expected')))}</code></td>"
+                f"<td><code>{html.escape(str(cell_dict.get('observed')))}</code></td>"
+                f"<td>{marker}</td>"
+                "</tr>"
+            )
+    table = ""
+    if rows:
+        table = (
+            "<table class='detail'><thead><tr>"
+            "<th>Key</th><th>Documented</th><th>Active</th><th>Match</th>"
+            "</tr></thead><tbody>"
+            f"{''.join(rows)}</tbody></table>"
+        )
+    return (
+        f"<p class='meta'>Diff vs documented default: "
+        f"<span class='badge {badge}'>{html.escape(status)}</span></p>"
+        f"{table}"
+    )
+
+
+def _entry_card(entry: dict[str, Any] | PolicyEntry) -> str:
+    title = str(entry.get("title") if isinstance(entry, dict) else entry.title)
+    category = str(entry.get("category") if isinstance(entry, dict) else entry.category)
+    summary = str(entry.get("summary") if isinstance(entry, dict) else entry.summary)
+    sources_data = entry.get("sources", []) if isinstance(entry, dict) else entry.sources
+
+    sources = "".join(_source_pointer(s) for s in sources_data)
+    return (
+        "<div class='prompt-card'>"
+        f"<h3>{html.escape(title)} "
+        f"<span class='badge'>{html.escape(category)}</span></h3>"
+        f"<p>{html.escape(summary)}</p>"
+        "<p class='meta'><strong>Source pointers</strong></p>"
+        f"<ul>{sources}</ul>"
+        "<p class='meta'><strong>Active configuration</strong></p>"
+        f"{_active_block(entry)}"
+        f"{_diff_block(entry)}"
+        "</div>"
+    )
+
+
+def render_policy_page(snapshot: PolicyInventorySnapshot | dict[str, Any]) -> str:
+    if isinstance(snapshot, PolicyInventorySnapshot):
+        payload = snapshot_to_dict(snapshot)
+    elif isinstance(snapshot, dict):
+        payload = console_redaction.redact_payload(snapshot)
+    else:
+        payload = {}
+
+    categories_list = payload.get("categories") or []
+    categories = ", ".join(html.escape(str(c)) for c in categories_list) or "none"
+    entries_list = payload.get("entries") or []
+    cards = "".join(_entry_card(e) for e in entries_list)
+    build_errors = ""
+    errors_list = payload.get("build_errors") or []
+    if errors_list:
+        items = "".join(
+            f"<li>{html.escape(str(err))}</li>" for err in errors_list
+        )
+        build_errors = (
+            "<div class='stub'><p><strong>Some guardrails could not be built:"
+            f"</strong></p><ul>{items}</ul></div>"
+        )
+    note = str(payload.get("note") or "")
+    schema_version = payload.get("schema_version") or 1
+    return (
+        "<h2>Workflow policy &amp; guardrails</h2>"
+        f"<p class='muted'>{html.escape(note)}</p>"
+        f"<p class='meta'>Schema v{schema_version} · "
+        f"{len(entries_list)} guardrails · categories: {categories}</p>"
+        f"{build_errors}"
+        f"{cards}"
+        "<p class='muted'>This page is read-only. It reports enforced policy "
+        "and never edits or weakens a gate. Secret values are redacted.</p>"
+    )